Best Online Casinos Croatia [2022] incl Detailed Guide

From Dubrovnik to Zagreb, Croatians love playing casino games like players from other European countries. Online casinos in Croatia offer a wide variety of games and high-quality gambling options.

If you’re residing in Croatia, it’s easy to find many Croatian online casinos that offer blackjack, roulette, video slots and other popular games. However, even if you’re a Croat that does not currently live in Hrvatska, you can find EU online casinos that cater to players in most countries in Europe:

  • Bitstarz
  • CasinoEuro
  • N1 Casino
  • Slot Hunter
  • Winz.io

Here we’ll specifically list some detailed information on the top Croatian casinos. These online casinos will make up a robust list of Croatia’s most popular brands, and we’ll guide you through what you can expect when playing at these premium casino sites.

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Croatia Online Casino Guide and Tips

Croatia is home to a highly regulated gambling industry, allowing its residents to enjoy exciting land-based and online casino games. Online gambling has been legal here since 2010, with the new Act on Games of Chance regulating the entire industry since January 2015.

However, the government imposes strict rules and staggering fees on potential operators, limiting the number of locally-operated online casinos. But since Croatia is a member of the European Union, Croatian players are free to access many EU casino sites that lack proper licenses.

If you’re new to the online gambling world, you might find it challenging to choose a reliable online casino. To that end, our team of experts has scoured the web, researched the local gambling laws, examined their licensing and security information, gaming options, bonuses, payments, and explored the Croatian online casino market. So read on to find out more!

Best Croatian Online Casino Games

Croatian online casinos are teeming with high-quality games that mimic the land-based experience. All titles come from standout software providers, creating a fair gambling environment with immersive gaming opportunities.

Online slots are the most common choice among Croatian casino enthusiasts. The game selection is enriched with various table games, live dealer titles, video poker, keno, scratch cards, and other options. Although the range of games varies between the operators.

Online Slots

Top online casinos in Croatia offer high volumes of online slots. Undoubtedly, they are the most popular game type, thanks to their simplicity and rewarding features.

Inexperienced players usually start their gambling experience with video slots, while seasoned gamblers go for slot titles with more complex gameplay and higher bet limits.

You’ll find all sorts of online slots — classic 3-reel video slots, 3D titles, progressives with mind-boggling prizes, 6-reel games with high-quality graphics, etc. They are always fun to play because of their unique features, like free spins, bonus rounds, jackpots, cascading reels, expanding wilds that lead to a memorable gambling experience and rewarding prizes reaching millions of HRK.

Live Dealer

Those who wish to test their skills and go head-to-head with professional dealers can do so from the comfort of their own homes. Croatian online casinos host live dealer sections with mainstays, such as blackjack, poker, roulette, baccarat and craps.

All games are run by friendly yet professional dealers and streamed live, creating an authentic casino experience. Players can communicate with each other or the dealer via a live chat.

Besides the classic casino games, live casinos also host a range of game shows. Standout titles include Monopoly Live, Deal or No Deal, Football Studio, Mega Wheel, etc.

Table Games

The table games section in Croatian online casinos covers the classics — blackjack, roulette, poker, baccarat, and craps, creating a perfect mix of luck- and skill-based games. You’ll uncover a full range of unique variants, such as European roulette, Atlantic City blackjack multi-hand, Caribbean stud, zero-commission baccarat, etc

Certain online casinos also offer these games with higher limits, perfect for seasoned players looking for a challenge.

Video Poker Games

Although it’s based on poker, this game type resembles slots. However, video poker allows players to make decisions that can impact the outcome, while applying a proper strategy can yield fantastic prizes. Some of the most common video poker options include Jacks or Better, Joker Poker, Deuces Wild, All Aces Poker, etc.

Other Games

Commonly referred to as “speciality” games, the titles in this category don’t fall under the previously mentioned gaming options. These are also real money games including scratch cards, bingo, and keno.

With such a strong lineup, Croatian players have access to well-known titles, like Starburst, Gonzo’s Quest, Bonanza, Mega Moolah, Immortal Romance, Book of Dead, Vikings go Wild etc.

Bonuses in Croatian Online Casinos

Besides games, bonuses have become pillars of the online casino industry. These offers serve as incentives to attract new players and retain existing ones. Thankfully, Croatian online casinos take this matter seriously and carry fantastic new player deals and ongoing promotions that take gambling to the next level.

Below, you can learn more about the most popular casino bonuses available in HR online casinos.

— Welcome bonuses: Bonuses are the first thing players check out, and a welcome bonus should be attractive and rewarding to entice people into signing up. Most commonly, online casinos match the player’s first deposit up to a certain amount. For instance, the casino will offer a 100% match up to 100 HKN. So, if you deposit 100 HKN, you’ll end up with 200 HKN to play with. Operators add free spins to the mix in some cases, creating a juicy new member bonus.

— No deposit offers: Croatian players love no deposit bonuses. And why wouldn’t they? The free cash bonuses usually precede welcome packages, rewarding players upon registration. You can explore the casino before investing your own money with such an offer. If you don’t like what you see, you can easily move to another platform. Conversely, if you enjoy the available games, you can top up your account, collect the deposit match bonus and enjoy.

— Free spins: As we mentioned, free spins can be part of the hefty welcome package. Alternatively, you can find them as a recurring promotion giving you more chances to play high-quality video slots. At times, you’ll also find no deposit free spins that allow you to test the games before committing to a casino with your hard-earned money.

— Reload deals: These offers are reserved for existing players. If you’ve collected the first deposit match bonus, you’ll have to do the same to trigger this one. Croatian online casinos offer reload promotions to motivate existing members and give them more bonus funds to play with.

— Cashback bonuses: If you’ve been on a losing streak, the operator can help you out and refund part of your losses up to a certain percentage. Most commonly, Croatian online casinos will offer 10% cashback deals to their regular players.

HR Casino Bonus Terms

Although these bonuses seem fun and attractive, they come with stipulations you must respect. If you fail to meet the requirements, you’ll lose the bonus funds and all the winnings you’ve made with the offer.

In the following paragraphs, we’ll lineout the most important promotional terms and conditions in Croatian online casinos:

— Minimum deposit: If the bonus requires a deposit, you’ll have to make a payment first. Typically, Croatian online casinos ask you to transfer at least 10 HKN to activate the bonus. Of course, you can always deposit more and collect a larger reward.

— Wagering requirements: These stipulate the number of times you must wager the bonus (and deposit) amount before the winnings turn into withdrawable cash. You’ll lose the money if you put in a cashout request before completing the requirements.

— Validity period: Every casino bonus has a specific time limit during which you’ll have to use the offer and complete the wagering requirements. Free spins are often valid for only 24 or 48 hours, while other promotions last longer.

— Eligible games: Casino operators sometimes limit the bonuses to certain games. Of course, free spins only apply to video slots. However, you might come across promotions reserved for other game categories.

— Game weighting: Not all games contribute the same amount to the wagering requirements. Typically slots carry a 100% contribution rate, while the percentage is lower for table games and live dealer titles.

— Maximum payout: The fine print also details any maximum payout limits, if applicable. For instance, if the welcome bonus has a maximum payout of 200 HKN, and you’ve won more than that, you’ll be able to retain only 200 HKN.

Casino VIP Programmes

The best Croatian online casinos host comprehensive VIP programmes that reward loyal players. As a regular player, you’ll collect points and climb up the ladder, unlocking new levels and gaining fantastic benefits.

The perks include bonus cash, higher withdrawal limits, faster payouts, exclusive promotions, invites to private events, personalised account managers, gifts, vouchers, etc.

Best Croatian Casino Payment Methods

Croatian online casinos ensure their players have access to a full range of reliable payment methods that allow for secure and fast transactions. The most popular banking option among Croatian casino players is Aircash, an e-wallet issued by the Croatian National Bank.

Other digital wallets popular in HR online casinos are internationally recognised companies, Skrill and Neteller.

Players based in Croatia also have access to Visa, Revolut, Mastercard, and Maestro banking cards, bank transfer, and A-bon, a prepaid payment option.

Croatian Online Casino Payment Times

Croatian online casinos ensure their players have access to a full range of reliable payment methods that allow for secure and fast transactions. The most popular banking option among Croatian casino players is Aircash, an e-wallet issued by the Croatian National Bank.

Other digital wallets popular in HR online casinos are internationally recognised companies, Skrill and Neteller.

Players based in Croatia also have access to Visa, Revolut, Mastercard, and Maestro banking cards, bank transfer, and A-bon, a prepaid payment option.

Payment Times

Croatian online casinos will instantly process all deposits regardless of the payment method. The situation is, however, a little different for withdrawals. First off, you should know that each casino needs at least 24 hours to process any withdrawal request. Afterwards, the wait time depends on the payment method. Most e-wallets require 24 hours to complete transactions, while bank transfers and cards impose longer processing periods, sometimes up to ten business days.

Withdrawal Limits

Not all casinos and payment methods apply the same withdrawal limits. So, before you sign up, you need to check that information.

The withdrawal limits usually start at 50 HKN. On the other hand, the upper threshold can reach between 2,000 HKN and 75,000 HKN. You should rely on bank transfers for larger payouts, as the limits are quite flexible and allow you to transfer hundreds of thousands of kuna all at once.

We’d also like to mention that most Croatian casinos don’t charge fees for withdrawals. You will, however, be required to verify your identity before requesting the first payout. That way, operators know that the money will end up in the right place.

Best Croatian Casinos’ Mobile Versions

Croatian casino operators provide their members with the ultimate online gambling experience accessible on both computers and mobile devices. The platforms are responsive, allowing members to enjoy high-quality games and collect bonuses wherever they are.

So, if playing casino games on the go is your cup of tea, you’ll only need a strong internet connection. It is worth also noting that some of the top operators have taken it to the next level by launching dedicated mobile apps for iOS and Android devices. Usually, iOS apps are available on the App Store, while Android .apks can be downloaded directly from the casinos’ websites.

In any case, you’ll have access to an abundance of immersive games anywhere, anytime.

The Best Alternatives to Online Casinos in Croatia

Croatia has more than twenty brick-and-mortar gambling facilities, in addition to the high-quality gaming options available online. The majority of them are concentrated near Zagreb, Croatia’s capital. You’ll also find excellent casinos along the coast, near Dubrovnik, Split, and Zadar.

∗ Image source: Infozagreb.hr

Grand Casino Admiral

Grand Casino Admiral is located in Zagreb. Owned and operated by the Admiral Group, a British gambling company, the casino opened its doors in 2017. The 3,000-square-metre gaming area is spread over two floors, making Grand Casino Admiral the largest brick-and-mortar gambling facility in the country.

The casino hosts over 300 slot machines, 14 tables reserved for roulette, blackjack, and baccarat, and six poker tables where visitors can enjoy Texas Hold’em, Admiral Hold’em, Russian poker, etc.

Casino Hotel Mulino

Casino Hotel Mulino is the second-largest gambling facility in terms of the number of games and is located in the region of Istria, near Slovenia and Italy. Visitors have access to 15 gaming tables and 280 slot machines.

Some of the most popular gaming options include Texas Hold’em, Russian poker, American roulette, blackjack, Caribbean stud, Punto Banco, electronic roulette, etc.

Diamond Palace Casino

In 2017, Diamond Palace Casino opened its doors in Zagreb. Although it’s not the largest gambling facility, it positions itself as a venue for a premium casino experience. Patrons have access to over 500 slot machines from Novomatic, IGT, Atronic, and EGT.

Additionally, the gaming floor features over a dozen live tables where players can enjoy Midi Punto Banco, American roulette, blackjack, Oasis poker, Extreme Texas poker, etc. The casino also has a VIP area reserved for high rollers.

Regulations and Legality of Online Casinos in Croatia

Online casino gambling has been legal in Croatia since 2010. For the first few years, the market was regulated by the Ordinance on Interactive Casino Gaming. However, in 2014, the European Commission approved a new Act on Games of Chance, which came into effect in January 2015.

According to the new law, gambling is defined as an activity where people bet on an outcome decided mainly by chance with the hope of gaining money, services, goods, or rights.

The Croatian Ministry of Finance oversees and regulates the online and land-based gambling market. We can say that Croatia is following in the footsteps of certain US states, where an operator can launch an online casino only if it owns a brick-and-mortar facility.

Brands that wish to offer their gambling products to Croatian players must obtain a licence from the Ministry of Finance. The approval comes with a hefty 3,000,000 HKN annual fee. On top of that, operators must have 3,000,000 HKN in reserve at all times to cover player winnings.

On the other hand, online casinos without a licence from the Ministry of Finance still accept Croatian players, mainly because the country is part of the EU. Therefore, playing in offshore online casinos isn’t illegal.

Online gambling in Croatia is available to all legal residents older than 18.