Online Casino Payment Methods in Europe [2022]

Deposit and withdrawal methods are important factors to consider when choosing an online casino in Europe. Because not all European casinos provide the same banking options, finding one that meets your requirements is critical. In this guide, we’ll look at some of the most popular payment methods used by EU online casino players, as well as their benefits and drawbacks.

CoinsPaidCoinsPaid is a Bitcoin payment gateway with an integrated crypto wallet
ecoPayzecoPayz is an online payment service that allows sending money for private or commercial use to over 200 countries
GiropayGiropay is a real-time payment system introduced in Germany in 2005
iDealiDeal is a popular online payment method in the Netherlands that does not require registration or enrollment. Players can directly use iDeal if they are customers of one of the banks with a licence for iDeal
JetonJeton is an eWallet and digital voucher (JetonCash) solution that allows users to exchange, make secure money transfers, and make online purchases
KlarnaKlarna is a payment service that is popular in Finland, Denmark, Sweden, Austria, Norway, Germany, the Netherlands, and the United Kingdom
MaestroMaestro is a brand of debit and prepaid cards owned by Mastercard
MastercardMastercard is a global payment processor
MiFinityMiFinity is an eWallet, and a digital bank account used to make online payments
NeosurfNeosurf is a payment solution headquartered in France that allows users to make payments online without disclosing personal information
NetellerNeteller is a popular electronic payment system used for online gambling payments since 2000
PayPalPayPal is a payment system that operates in over 200 countries and accepts 25 different currencies
PaysafecardPaysafecard is an Austrian prepaid online payment method that is accepted in more than 50 countries
SkrillSkrill, formerly known as Moneybooker, is a digital wallet provider owned by Paysafe Group that supports 40 different currencies and is used in 120 countries
TrustlyTrustly is a Swedish online payment method that allows players to fund their online casino accounts directly from their bank accounts without entering bank or credit card information
UPayCardUPayCard is an e-wallet, prepaid card and crypto-wallet provider
VisaVisa is a global payments company providing its services in more than 200 countries and territories
ZimplerZimpler is a Swedish mobile payment service provider that operates in all European countries

European Online Casino Payment Types

Online European casino sites provide their customers with several different payment options to choose from. This gives them great freedom to select the option that best meets their needs. Credit and debit cards, e-wallets, cryptocurrencies, wire transfers, mobile payments, and online vouchers are the common payment types offered to players for topping up their casino gambling accounts. See more details on each below.

Credit and debit cards

Credit and Debit Cards

Credit and debit cards, such as Visa and MasterCard, are European online casino players’ most commonly used payment methods.

When using a credit or debit card to fund your casino account, you’ll need to enter your full name, card number, expiry date, and three-digit security code (CVV – Card Verification Value). The funds will then be transferred instantly into your account.

The fact that credit and debit cards are widely accepted is one of their benefits. There are, however, a few drawbacks to consider. First, your card issuer may block your transaction if you use your credit or debit card to gamble. Second, there is always the possibility that your credit card information gets stolen and used to make fraudulent transactions.

It’s also worth noting that credit cards are entirely prohibited in some countries from being used as a payment method at online casinos. This is because players are gambling with money they may not have, and as a result, they can end up in a lot of debt.

Electronic Wallet - ewallet

E-Wallets (Digital Wallets)

Another popular casino payment method used in Europe is e-wallets. PayPal, EcoPayz, Neteller, and Skrill are the most popular e-wallets. To fund your account with an e-wallet, enter your e-mail address and password, and confirm the transaction via SMS or by tapping on your mobile app. The funds will then be transferred to your casino account immediately.

One advantage of using e-wallets is that they are extremely convenient and allow for near-instant withdrawals. You can typically use them to make deposits and withdrawals at most online casinos. Another advantage is that they provide an additional layer of security because you do not need to enter your credit or debit card information when making a transaction.

There are, however, a few disadvantages to consider. First and foremost, not all online casinos accept popular e-wallets, such as PayPal, for deposits and withdrawals. Second, you may be charged a fee when transferring funds from your e-wallet to your primary bank account. Another disadvantage of e-wallets is that most online casinos will not allow you to receive the first deposit welcome bonuses if you deposit using Skrill or Neteller, for example.

Wire Transfer Slip

Wire Transfers

Most online European casino sites accept wire transfers; however, this option is not as popular as electronic wallets and Visa bank cards because it takes a long time for the transaction to be processed and the funds to become available. When transferring funds via wire transfer, you must provide your bank account information as well as the casino’s SWIFT code. Your bank will then process the transaction, which could take up to 5 business days to reach your online casino account. One advantage of using wire transfer is that it is a very secure method of payment. Another advantage is that your credit or debit card will not be declined.

A local bank transfer symbol

Local Bank Transfers

Local bank transfer is another option that European players can use for funding their online gambling accounts. This method entails transferring funds from your personal bank account to the casino’s bank account. The transaction will usually take a few days to process, and your casino account will then be credited with the funds.

Prepaid Card

Prepaid Cards

Prepaid cards are yet another option for funding an EU online casino account. These are available for purchase with cash at a variety of retail locations across Europe, authorised online distributors, and official provider websites. When you get a prepaid card, you must load it with money before you can use it. The amount of money that can be loaded onto the card will depend on the issuer.

Prepaid cards are convenient and easy to use, and they provide an added level of security because you do not need to enter your credit or debit card information when making a transaction, and you will never overspend because you can only spend the amount loaded onto the card. This is an excellent payment option for players who want to control their online gambling budgets!

Paysafecard, for instance, is a popular prepaid card for casino deposits that can be used at a number of online casinos. You’ll need to purchase a Paysafecard voucher from an authorised store and then input the 16-digit PIN number when making a deposit at your preferred casino site.

There are some drawbacks to consider as well:

  • not all online casinos accept prepaid cards;
  • some prepaid cards have expiration dates and/or fees.

Prepaid Cash Vouchers

Online Cash Vouchers

Online cash vouchers, like prepaid cards, can be purchased with cash at retail locations in the EU or through official provider websites. Cash vouchers are typically available in denominations ranging from 10 to 100 EUR.

For instance, CashtoCode eVoucher is a popular option that can be purchased from official distributors such as After making an online purchase, you will receive your digital code via email, which you can then use to deposit funds into your casino account in a matter of seconds.

This is another excellent option for players concerned about online security or having difficulty controlling their gambling habits.

There are some drawbacks to consider as well:

  • not all online casinos accept cash vouchers;
  • if you lose your voucher or PIN code, there is no way to recover it;
  • you cannot withdraw money from an online casino using a cash voucher;
  • some voucher providers may charge fees (read their terms and conditions before purchasing one);

Secure Open Banking

Open Banking

Open Banking, like Trustly, is one of the top-rated payment methods available in online casinos, particularly in the Nordic and Central European countries. It’s fast, secure and convenient. Open banking is a relatively new way to make financial transactions between you and a merchant, and it essentially uses your online banking ID or login credentials to complete the transaction.

This eliminates the necessity to create a separate account or log in with another provider, making it a highly convenient online casino payment option. Moreover, since the transaction is completed through your bank’s infrastructure, it is extremely secure.

In addition, this method can be used for both deposits and withdrawals. In most cases, withdrawals are instant or within a couple of hours, depending on a casino site’s cashout processing times.

The only drawback of Open Banking is that it’s not available in all European countries.

Crypto transfer (the movement of crypto)


Crypto has grown in popularity and is now accepted by an increasing number of online casinos in Europe. The most commonly used cryptocurrencies are Bitcoin, Ethereum, Litecoin, Bitcoin Cash, and Tether. When using these cryptocurrencies for gambling online, you’ll need to transfer your digital crypto coins to your casino wallet address. After that, the transaction will be processed, and the funds will be available for gambling.

One advantage of using cryptocurrencies is that they provide an additional layer of security because your personal information is not shared when you make a transaction. Another advantage is that they can frequently be used to receive welcome bonuses, which is not the case with e-wallets. Furthermore, withdrawals of Bitcoin or other cryptocurrencies are typically processed much faster than using usual real money payment methods.

A few disadvantages to consider:

  • not all online casinos accept cryptocurrencies;
  • the value of cryptocurrency can fluctuate greatly;
  • you could end up losing money if the value goes down;
  • if you lose your cryptocurrency wallet password, there’s no way to recover it.

Mobile Payment Options at European Online Casinos

Apple Pay and Google Pay.

You’re probably already familiar with Apple Pay if you own an iPhone. It’s a digital wallet service that lets you make purchases online, in apps, and in stores using Apple products like iPhones, iPads, and even the Apple Watch.

Google Pay is the Android equivalent of Apple Pay, and it operates in the same manner. Using your Android phone or tablet, you can use Google Pay to make purchases online, in apps, and in stores, as well as make a deposit into your gambling account.

The main benefit of using Apple Pay and Google Pay is that they are incredibly convenient. Both of these payment methods allow you to send and receive money to friends as well as fund your online casino account. Furthermore, both services are extremely secure because they employ cutting-edge security technologies.

While both methods are very convenient and secure, they are not available at all online casinos, so you must first check the casino site’s banking page if you want to use one of them.


The best payment method is determined by your individual preferences and needs. We recommend Trustly and PayPal if you’re looking for a quick and easy way to make online casino payments. If you want to remain anonymous, you can try using crypto. And if you want to make larger deposits, you can use the bank transfer method or the crypto payment options provided by European casino sites.