Best Online Casinos Finland: FI Casino Guide

Positioned in the heart of Northern Europe, Finland is celebrated for its stunning natural landscapes, profound cultural heritage, and innovative society. In this guide, Onlinecasinoinfo.eu delivers expert insights into the array of popular games, leading game providers, payment options, and bonuses accessible to real money players at the best online casinos in Finland.

Playing at Online Casinos in Finland

In Finland, online casino gaming is legal and subject to regulation. Unlike many other European countries, Finland does not operate a casino licensing system. Instead, the country has maintained a state monopoly over gambling services.

However, a significant shift is on the horizon with the introduction of the new government program led by Petteri Orpo, the prime minister of Finland. This program outlines a plan to establish a casino licensing model, with implementation expected by January 1, 2026, at the latest.

Despite the absence of a licensing system, players in Finland have three options for playing casino games online.

  • The most familiar option among Finns is Veikkaus Oy and their official site, Veikkaus.fi. It’s the state-owned Finnish betting agency established in 2017 from the merger of three gaming organizations. Veikkaus is the exclusive operator of gambling in Finland, offering real money games in categories such as Lucky Games, Slot Machines, Instant Games, and Skill Games.
  • More experienced players often choose MGA-licensed casinos, frequently referred to as ‘Euro casinos’, licensed by the Malta Gaming Authority (MGA), which cater specifically to the Finnish market. These casino sites licensed in the EU include the Finnish language and support payment solutions such as Brite AB and Trustly Pay N Play, allowing for instant play with simplified registration via Bank IDs.
  • The third option for real money gaming includes foreign online casinos licensed in Curacao that accept players from Finland. However, a consideration for Finnish players is the tax on winnings from online casinos licensed outside the European Economic Area (EEA). Winnings from such casinos are subject to a 15% tax, as per Finnish gambling tax laws.

Online Casino Games Popular in Finland

Finland’s gambling scene is known for its diversity and passion for online casino games—continuous incentives from the best casino sites fuel Finnish players’ love for online gaming. In 2024, among the plethora of real money games available, video slots, live blackjack, and roulette stand as clear favorites—a trend we’ve seen across many European countries.

The game selection caters to both low-rollers and high-rollers, offering betting limits for every preference.

Slot Online Casino Games

Top online casinos in Finland are lauded for their extensive slot game variety, featuring titles from classic casino slots by Novomatic and Microgaming to the latest video slot machine games with innovative free spin bonus features from Hacksaw Gaming and Pragmatic Play.

Slot GameProviderRTP %
Big Bass BonanzaPragmatic Play96.71
Big Fin BayThunderkick96.14
Book of DeadPlay’n GO96.21 – 84.18
GemhallaBGaming97.17
Legacy of DeadPlay’n GO96.58
Mega JokerNetEnt99
Fairytale FortunePragmatic Play96.52
Gates of OlympusPragmatic Play96.50
Sugar RushPragmatic Play96.50
Dead or Alive 2NetEnt96.80
Money Train 4Relax Gaming96.10
Aztec ClustersBGaming97.00
Zeus vs Hades – Gods of WarPragmatic Play96.07
Wanted Dead Or a WildHacksaw Gaming96.38
Note: RTP percentages can vary by casino.

Popular online casinos in Finland, like kolikkopelit.com, offer over 3000 video slots. Many of these games are designed for maximum entertainment and are celebrated for their high-quality gameplay and potential for big wins. Each of these slots has different volatility and an RTP (Return to Player) rate, a critical factor that seasoned players consider.

The RTP represents the theoretical percentage of all wagered money that a slot is expected to pay back over time. Slot games with medium-high volatility and an RTP of no less than 96% are typically the most popular among Finnish players.

Online Live Casino Games

Finnish online gamblers have a keen interest in real dealer online live casino games, which simulate the experience of playing in a real casino. These games, hosted by live dealers, are available at top Finnish online casinos for real money play. Popular live casino games include:

  • Live Roulette
  • Live Blackjack
  • Lightning Roulette
  • Crazy Pachinko
  • Crazy Time
  • Monopoly Live
  • Live Baccarat
  • Dream Catcher
  • Deal or No Deal
  • Lightning Lotto
  • Mega Ball
  • Live Ultimate Texas Hold’em
  • Mega Wheel
  • Dragon Tiger
  • Video Poker Live
  • Snakes and Ladders

When playing online, the gaming experience is enhanced with real-time interaction with dealers and other players. Top-tier providers in Finland such as Evolution Gaming and Pragmatic Play are favored for their diverse live game variations, betting sizes for low and high rollers, and HD live-streaming from studios across Europe. Live games by OnAir Entertainment are also gaining popularity.

Bet sizes for these live dealer games vary by provider. Evolution Gaming’s roulette, blackjack, and baccarat generally have bet sizes set at €1-10,000 per game, while some games, like VIP Blackjack by Pragmatic Play, can go up to €20,000.

Jackpot-Inclusive Gaming

Online jackpot games hold a special place in the Nordic Region’s gambling scene, offering players the chance to win huge amounts with a single spin or game round. These jackpot-inclusive games range from progressive slots, where the jackpot increases with each bet across a network, to fixed jackpots set at a specific amount.

Similar to their neighbors in Sweden and Norway, Finns are drawn to these games for their potentially life-changing payouts, with top casinos such as Nordicbet, Betsafe, and CasinoEuro offering over 100 jackpot slots to cater to this demand. Notable titles include:

  • Mega Moolah
  • Mega Fortune
  • Divine Fortune
  • Mega Fortune Dreams
  • Arabian Nights
  • Bonanza Megapays
  • Joker Mega Moolah
  • Absolootly Mad Mega Moolah
  • Thunderstruck II Mega Moolah

Besides the games with the largest prizes, ‘Must Drop’ daily jackpot slots such as Dragons Luck Power Reels, Mystery Reels, and Wild Hot Chilli Reels by Red Tiger are also available.

Furthermore, Pragmatic Play enhances jackpot variety with ‘Jackpot Play,’ a system allowing gambling operators to form localized progressive jackpot networks across popular slots such as Sugar Rush, Big Bass Bonanza, and The Dog House.

These networks introduce four jackpot tiers—Minor, Major, Mega, and Grand—with fixed amounts that vary by casino, further enriching Finland’s jackpot gaming offerings. Bear in mind, however, that these games run at lower RTPs than the original Big Bass Bonanza, etc., due to jackpot contributions.

RNG-based and Live Video Poker

Video Poker is a staple in the Finnish online casino market, blending the strategy of poker with the simplicity of slots. On most FI gambling sites, the game is available in RNG-based versions, where outcomes are determined by a Random Number Generator, ensuring fair results. Popular variants include Jacks or Better, Deuces Wild, and Joker Poker. In addition, Evolution Gaming offers live video poker games, providing a live dealer experience for online play.

Both versions of these card games appeal to players who enjoy a mix of skill, strategy, and a fair chance to win big.

Trending Finnish Casino Games: Crash

The ‘Crash’ gambling game has emerged as a trending choice among players worldwide, particularly those favoring cryptocurrencies, with its simple yet interesting gameplay. In Crash, players bet on an increasing multiplier that can ‘crash’ at any moment. The goal is to cash out before the crash occurs to win the bet multiplied by the cashed-out multiplier.

Its quick gameplay and the risk of predicting the crash makes it among modern favorites in the Finnish online gambling community.

Crash GameDeveloperRTP %
AviatorSpribe97
AstronautRed Tiger Gaming95.69
Big Bass CrashPragmatic Play95.50
BalloonSmartSoft Gaming97
BoxesHacksaw Gaming98
Circus LaunchPlaytech95.99
Crash EvolutionDarwin Gaming97
Fly XBuck Stakes Entertainment97
JetXSmartSoft Gaming97
Maverick XAD Luman85-97
SpacemanPragmatic Play96.5
Note: RTP percentages can vary by casino.

This gambling game epitomizes the future play of online casino games in Finland, appealing to players in search of a new, fast-paced real money gaming experience.

Instant Win Real Money Games

Instant win games are popular because most people are familiar with them, and they deliver immediate results, offering the instant rewards that many of Finland’s casino players seek. Their simplicity and ease of play make them accessible to a wide audience, requiring no specific skills or strategies.

The availability of a diverse range of instant win games online, such as lottery, bingo, Slingo, keno, and scratchcards, along with the chance to win substantial prizes from major lotteries like Viking Lotto, EuroJackpot, and EuroMillions, adds to their appeal. Furthermore, the convenience of playing these games for real money online enhances their attractiveness.

Finnish Casino Mobile Gaming Options

With technology advancing, the line between desktop/laptop online casino gaming in Finland and top Finnish mobile casinos is blurring. In 2024, many FI players prefer mobile casinos and apps for their convenience, allowing them to play popular games anytime, anywhere.

Enhanced device compatibility broadens the user-friendliness of leading online casino operators, enabling them to accommodate real money players regardless of their device. The primary difference lies in the screen size; other aspects, such as payment methods, bonus offers, and contact methods, remain unchanged.

Top Casino Game Providers in Finland

Based on what we’ve seen at the top online casinos, Finnish players find over 3000 real-money casino games, thanks to a flourishing online gambling ecosystem populated by both smaller, innovative gaming studios and major providers. Among these, Pragmatic Play stands out for its prolific output, launching up to eight games monthly, which ensures its titles consistently occupy top spots at leading Finnish online casinos.

  • Pragmatic Play
  • Octoplay (Gameshop LTD)
  • Play’n Go
  • BGaming
  • Hacksaw Gaming
  • ReelPlay
  • Wazdan
  • Blueprint Gaming
  • Nolimit City
  • Betsoft
  • NetEnt
  • Red Tiger Gaming
  • Thunderkick
  • Quickspin
  • Relax Gaming
  • Playtech
  • Endorphina
  • OneTouch
  • Gamzix
  • Triple Edge Studios
  • Evolution Gaming
  • Switch Studios
  • Phantasm Gaming
  • 4ThePlayer
  • Big Time Gaming
  • TrueLab Games
  • Spribe
  • Arcadem
  • Atomic Slot Lab
  • Authentic Gaming
  • BF Games
  • Candle Bets
  • ELK Studios
  • Evolution Gaming
  • Ezugi
  • Yggdrasil Gaming

The selection, coupled with the quality offerings from top providers such as Evolution Gaming, known for revolutionizing the live casino space worldwide, and Play’n GO, Relax Gaming, Nolimit City, and Hacksaw Gaming—famous for their modern slot games with bonus rounds—showcases the wealth of real money gaming available.

Finnish Online Casino Bonus Offers

Based on our research, some of the best Finnish bonus casinos include Firespin.com, Buumi.com, and Slotti.com.

Welcome Bonuses
As a general rule, new casino players in Finland receive a 100% match on their first deposit up to €100, plus 100 free spins on select slots, delivered as 20 spins daily for five days. Availability: Widespread.
Reload Bonuses
Finnish players also get bonuses on subsequent deposits (e.g., 1st, 2nd, 3rd) at a rate typically between 20-80% of the deposit amount. Availability: Common.
No Deposit Bonuses
Offers Finnish real money players slot bonuses without a deposit requirement, enabling free play on specific games. Availability: Less Common.
Cashback Bonuses
Return a fixed percentage of losses to real money players over a predetermined period, such as weekly or monthly. Availability: Variable.
High Roller Bonuses
Designed for casino players making large deposits, exceeding the standard 100% up to €100, usually requiring a minimum deposit of €1000. Availability: Rare.
Loyalty Rewards
Finnish casinos provide points for ongoing play, convertible into bonuses or other benefits. Availability: Very Common.
Mobile Bonuses
Exclusive to mobile users in Finland, these can include deposit bonuses or free bets to encourage gameplay on smartphones and tablets. Availability: Increasingly Common.
Live Casino Bonuses
Offer extra funds to use in live dealer games. Availability: Less Common.
Refer-a-Friend Bonuses
Awarded for bringing new players to the casino, activated once the referred friend deposits and plays. Availability: Sporadic, more frequent in crypto casinos.

Payment Methods at Finnish Online Casinos

Payment methods in Finland vary, as they do in other countries. For instance, at European online casinos licensed in Malta, Finnish players have a choice of fiat-based payment methods including SEPA bank transfers, Visa debit and credit cards, and e-wallets such as Skrill, Neteller, and MuchBetter.

Payment MethodMin DepositMin Withdrawal
Brite€10€10
Siru Mobile€5
Payz€10€10
Euteller€10€10
Mastercard€10
MuchBetter€10€10
Neteller€10€10
Paysafecard€10
Skrill€10€10
Trustly€10€10
Visa€10€10
Zimpler€10€10

The primary payment services for those playing at Finnish ‘no account casinos’ are either Brite, Zimpler, or Trustly Pay N Play, which integrate with Finnish BankIDs. This allows players to pay and receive payments using open banking transfers via local Finnish/Nordic banks, including Osuuspankki, Bank of Åland, Nordea, Säästöpankki, and POP.

Finnish Casino Payment Methods Using Instant Bank Transfer

The Pay N Play method is particularly convenient because it allows users to not only complete financial transactions but also automatically create and verify their casino accounts using their online banking credentials—all without the need to submit IDs such as passports, driving licenses, and bills.

Bitcoin and Crypto Payments

Numerous casinos that accept Bitcoin and other cryptocurrencies are available to players in Finland. Many of these sites, especially those built on the Softswiss gambling platform, offer a vast array of real-money and crypto-based slots and games. Popular casinos such as Bitstarz Casino and Winz.io are highly regarded in Europe for their efficient registration process, exceptional game selection with high RTPs, and fast payouts.

However, in the current online gambling scene, fiat currencies such as the EUR and USD are still far more popular than cryptocurrencies for deposits and withdrawals.

In addition, one downside to consider is the taxation in Finland associated with gambling winnings from online casinos whose businesses are registered outside the European Economic Area (EEA).

  • According to Vero.fi, winnings from lotteries, betting, and slot machines organized in Finland or in any country within the European Economic Area (EEA) that are conducted in accordance with the legislation of that country are not taxable income under Section 85 of the Income Tax Act (TVL).
  • Winnings from betting, gambling, and slot machine games organized outside of Finland or the EU/EEA area are considered taxable income under the general regulations of the TVL. Taxpayers must voluntarily report taxable income from gambling activities organized outside of Finland or the EU/EEA area, along with any deductible expenses, in their tax return.

So, all gambling winnings inside the EEA are tax-free, while all gambling winnings outside the EEA are taxable.

Withdrawal Times and Limits

Just like the available payment methods, withdrawal times and limits at Finland’s online casinos and gambling sites vary based on the chosen payment method. Players at No Account casinos powered by Zimpler, Trustly, or Brite can expect instant payouts once the casino approves the withdrawal.

While payment processing by casinos nowadays can take up to 12 hours, the best Finnish casino sites strive to process them in under an hour to satisfy their customers.

However, at online casinos without Zimpler, Trustly, or Brite, withdrawal times range from 30 minutes to 12 hours for e-wallets (e.g., Skrill, MuchBetter, etc.). European SEPA bank-to-bank transfers are also available, arriving within one business day.

Withdrawal limits vary—from as little as €10 to as much as €10,000 per transaction.

Alternatives to Online Casinos in Finland

When you’re talking about the go-to real casinos in Finland as alternatives to online gambling sites, Casino Helsinki stands out as a prominent FI land-based establishment for casino games and live sport events.

Casino Helsinki has been a center of gambling entertainment in the heart of Helsinki for over three decades. Its journey began in 1991 when it opened its doors as Casino RAY at the Hotel Presidentti. The casino later transformed to become Grand Casino Helsinki, eventually relocating to its current location at Mikonkatu 19, 00100 Helsinki.

The buzz of the slot machines and the shuffle of cards at the poker table are just part of what draws people in; it’s the whole vibe of the place that really does it. Plus, it’s one of the casinos worldwide that donates all of its profits to charity.

Casino Helsinki is renowned for its poker games, blackjack, roulette, and baccarat, alongside a vast assortment of international slot machines by Novomatic, Aristocrat, Amatic, IGT, Konami, and Scientific Games.

For the sports fans out there, the Sports Bar inside Casino Helsinki is the hotspot for catching NHL hockey games, especially when Finnish stars like Jani Hakanpää, Miro Heiskanen, Esa Lindell, and Roope Hintz are hitting the ice. It’s a great mix of sports fever and casino games, all under one roof.

The casino welcomes visitors aged 18 and older.

FAQs on Finnish Online Casinos in 2024

Who regulates online casinos and gambling in Finland?
Finland’s Ministry of the Interior oversees all forms of gambling in the country. Veikkaus Oy, a state-owned entity, is the exclusive operator of gambling services, maintaining a state monopoly over these activities. However, there is an anticipated shift towards a casino licensing model expected by January 1, 2026. You can find more details at intermin.fi.
What are some top online casinos in Finland?
Top online casinos in Finland include Euro casino sites such as Betsson, CasinoEuro, and Nordicbet—licensed by the Malta Gaming Authority (MGA) and catering specifically to the Finnish market with websites in the Finnish language and local payment support.
Which online casinos in Finland offer the best bonus deals?
Online casino sites such as Buumi.com, and Slotti.com are known for offering some of the best bonuses, including welcome bonuses, reload bonuses, and more.
Who are the leading online casino game providers in Finland?
The top game providers popular in Finland include Pragmatic Play, Evolution Gaming, Play’n GO, NetEnt, and Hacksaw Gaming. All these igaming providers are renowned across Europe and worldwide for their innovative online slot machines with bonus rounds, as well as live dealer casino games, including roulette and blackjack.
What casino games do the top Finnish online casinos offer?
Top Finland online casinos offer a wide range of games, including video slots with free spin bonus games, live casino games with real dealers, both progressive and fixed win jackpot games, RNG-based and live video poker, and instant win games.
Can Finnish players try real money casino games for free?
Yes, Finnish players can try real money games for free without the need to make a deposit. The gaming options available for free play include slots, instant win scratch cards, Crash, and RNG table games. These games can be accessed in demo mode or when players receive no-deposit bonuses. Note, online live casino games cannot be played for free due to their real-time nature.
What payments and currencies do Finnish online casinos accept?
Tax-free casinos in Finland, such as Nordicbet, accept various fiat-based payment methods including Trustly, Euteller, Visa, and Mastercard, alongside popular e-wallets like Skrill, MiFinity, and Neteller. The primary currency used is the euro. Cryptocurrencies are also available for Finnish players, but only at online casinos licensed in Curacao—such as Winz Casino and Bitstarz.
How long does it take to withdraw money from Finnish casino sites?
Withdrawal times can vary, with instant payouts at some casinos using Brite, Trustly, or Zimpler, and others taking up to 12 hours depending on the payment method (e.g., Visa debit cards, e-wallets).
Can players access international casino websites from Finland?
Yes, Finnish players can access international casino websites, including those licensed in Curacao, but must be mindful of taxes on winnings from online casinos and gambling sites outside the European Economic Area (EEA).
What are the most popular Finnish casinos offline?
Casino Helsinki is Finland’s most popular land-based casino—well-regarded for its poker, blackjack, and roulette games—as well as its impressive selection of over 300 slot machines from esteemed software providers such as Novomatic, IGT, and Aristocrat. The casino also includes a Sports Bar where avid NHL hockey fans can delight in watching live matches.

Playing at Finnish Online Casinos - Infographic by Onlinecasinoinfo.eu

Reliable References and Sources

  • Uutuus-kasinot.com – Provides information on new Finnish online casinos
  • Kasino Pohjola – Guides Finnish players to the highest quality casinos
  • Vero.fi – Includes official information on gambling winning taxation in Finland.

Related Casino Guides in Europe

Navigate all our guides to online casinos by country in Europe below, covering top sites, games, and regulation insights.