MiFinity Online Casino Guide – Europe

Online casino players using eWallets for gambling transactions will find MiFinity a beneficial choice—this digital wallet service offers a convenient and secure way to manage gaming funds. With MiFinity, you can transact immediately after registration and access over 75 payment methods, including the MiFinity eVoucher, popular cryptocurrencies, and traditional debit/credit cards.

MiFinity provides free SEPA (Single Euro Payments Area) bank transfers, and its e-wallet is suitable for real money and crypto player needs.

MiFinity Casino Games

Where to Play: Best MiFinity Casinos

This list includes popular online casinos that accept MiFinity as a supported payment method for deposits/withdrawals and offer over 3500 games each. For the best gaming experience, consider Mifinity casinos with fast payouts and high withdrawal limits—refer to ‘Est. payouts’ for details.

Bitstarz award winning EU casino

Bitstarz Casino

  • Max €100 bonus + 180 Spins
  • 40x bonus wagering
  • €20 deposit minimum
  • No withdrawal limits
  • Est. payouts within 10 min
  • 5,220+ casino games
  • 80+ game providers
  • Euro and crypto accepted
  • 24/7 live chat, email support
  • Curaçao licensed (8048/JAZ)
  • Established in 2014
  • Rating: 4.8/5 – Read Review

Visit Bitstarz Casino ➟

Winz Casino EU

Winz Casino

  • One ‘Wheel of Winz’ spin
  • No wagering needed
  • €20 deposit minimum
  • €400,000 m/withdrawal limit
  • Est. payouts within 1h
  • 5000+ casino games
  • 100+ game providers
  • Euro and crypto accepted
  • 24/7 live chat, email support
  • Curaçao licensed (8048/JAZ)
  • Established in 2019
  • Rating: 4.8/5 – Read Review

Visit Winz Casino ➟

Slotvibe Casino

SlotVibe Casino

  • Max €1000 bonus + 150 Spins
  • 40x bonus wagering
  • €15 deposit minimum
  • Est. payouts within 12h
  • 3500+ casino games
  • 30+ game providers
  • Fiat and crypto accepted
  • 24/7 live chat, email support
  • Curaçao licensed (8048/JAZ)
  • Owner: Dama N.V.
  • Established in 2021
  • Rating: 4.3/5 – Read Review

Visit SlotVibe Casino ➟

MiFinity Casino Transaction Limits

This table lists the minimum and maximum deposit limits when transacting in online casinos using MiFinity.

MiFinity Min/Max Deposits Limits by Currency
Euro (EUR)10.002,500.00
British Pound (GBP)10.002,500.00
United States Dollar (USD)10.002,500.00
Australian Dollar (AUD)15.004,000.00
Canadian Dollar (CAD)15.003,750.00
Swiss Franc (CHF)10.002,500.00
Czech Koruna (CZK)250.0065,000.00
New Zealand Dollar (NZD)20.004,000.00
Polish Złoty (PLN)50.0010,500.00
Swedish Krona (SEK)100.0025,000.00
Danish Krone (DKK)75.0018,500.00
South African Rand (ZAR)175.0042,500.00
Japanese Yen (JPY)1,500.00325,000.00
Norwegian Krone (NOK)100.0023,750.00
Russian Ruble (RUB)850.00200,000.00
Chinese Yuan (CNY)75.0018,500.00
Indian Rupee (INR)875.00200,000.00

Benefits and Features of MiFinity

MiFinity, a global payment provider, specializes in efficient, cost-effective solutions. According to the company they have over 25 years of experience in online payments. MiFinity serves both business-to-business (B2B) and business-to-consumer (B2C) segments.

  • MiFinity in the iGaming Industry

    In iGaming (online casino gaming), MiFinity provides tailored fiat payment solutions for online casino operators. For instance, MiFinity’s payment system is available across all casinos powered by SoftSwiss. The partnership between MiFinity and the SoftSwiss gambling software development company was announced in 2020.

    Consequently, players at online casinos like Bitstarz.com, Winz.io, and others can use MiFinity for deposits and withdrawals. In total, we can play in over 650 online casinos that accept Mifinity today, according to the official website.

  • MiFinity Digital Wallet: Multilingual and Versatile

    Central to MiFinity’s offerings is the Android and iOS-compatible MiFinity eWallet—a digital wallet for online gaming, travel, forex, and eCommerce that allows users to send and receive electronic payments. Known for its simplicity, security, and speed, the digital eWallet supports transactions in local and international currencies for deposits and withdrawals. Users receive support in their local language when needed. The support is offered in 21 languages.

  • MiFinity eVouchers for Casino Deposits

    Casino players can also use MiFinity eVouchers, available in EUR among 17 other currencies in fixed denominations purchased from official MiFinity eVoucher resellers like Dundle.com. With these vouchers, players can make real money deposits into their online casino accounts without directly using debit or credit cards.

    Mifinity 100 EUR Voucher Purchase

    MiFinity vouchers come in denominations of €10, €25, €50, and €100. The service cost at voucher reseller sites is approximately €2.20 for a €10 voucher and €6.25 for a €100 voucher.

  • Crypto Conversions and Transfers

    Expanding into cryptocurrencies, MiFinity allows crypto-to-fiat conversions. Crypto casino players can expect convenience from MiFinity, with the integration of Bitcoin, Bitcoin Cash, Ethereum, Ripple, and Litecoin for deposits and withdrawals. This feature, powered by London-based Cryptopay, allows real-time conversion of cryptocurrencies like Bitcoin, Bitcoin Cash, Ethereum, Ripple, and Litecoin into fiat currency, credited to the user’s MiFinity eWallet.

  • Withdrawals and Efficient Transactions

    European players can withdraw funds from their MiFinity eWallet directly to their bank account in EUR—potentially reducing expensive foreign exchange (FX) fees. Aside from that, MiFinity’s virtual IBAN allows for deposits with no fees, using instant SEPA transfers, an advantage for casino players across the 36 member-states in the SEPA region.

  • Licensing, Mission, and Compliance

    Regulated by the UK’s Financial Conduct Authority and Malta’s Financial Services Authority, MiFinity’s dual licensing ensures compliance and global reliability. The company’s mission focuses on smart, simple, secure payments, aiming to lead the online payments market through continuous innovation and feature expansion.

  • Based in Northern Ireland and Malta

    MiFinity’s registered address in Northern Ireland is 28 School Road, Newtownbreda, Belfast, BT8 6BT. In Malta, its registered address is Level 3 (SUITE 2507), Tower Business Center, Tower Street, Swatar, Birkirkara. These locations reflect its dual licensing and regulatory compliance in both the UK and Malta.

Security with MiFinity Casino Payments

After a closer examination of the company’s official website, we found that MiFinity ensures secure casino payments for players who prioritize the safety of their online gambling transactions, aligning with industry-standard payment security measures. Below is a detailed overview.

  • PCI DSS Service Level 1 Compliance

    PCI DSS stands for Payment Card Industry Data Security Standard. MiFinity’s got the highest badge here, Service Level 1. This compliance signifies MiFinity’s commitment to high-level security standards in handling card payments. Regular audits ensure their systems are consistently secure. For us, casino enthusiasts, it’s peace of mind knowing our card information has the highest level of security protection.

  • SSL Encryption for Transactions

    SSL (Secure Socket Layer) represents tech-speak for robust online security. It establishes encrypted links between a web server and a browser, serving as a standard protocol for secure online communications. Every transaction and personal data exchange via MiFinity is encrypted. Whether depositing money or cashing out from a casino website, the player’s data remains safeguarded.

  • Strong Customer Authentication (SCA) under PSD2

    SCA, a component of the European PSD2 (Payment Services Directive 2) regulations, mandates a multi-factor authentication process for electronic payments. This extra security layer significantly lowers fraud risk. When making a fiat or crypto payment or accessing your eWallet, you’ll be asked for two or more verification factors (something you know, have, or are).

    The feature ensures that you authorize every transaction, enhancing the security of your online money payments.

If you have questions about your MiFinity eWallet, you can contact them via the online ‘Contact Us’ form on their website or email clientservices@mifinity.com.

MiFinity eWallet Creation: What’s Involved

The MiFinity account creation is easy and free of charge. First, visit the MiFinity website and locate the sign-up link at the top right (see the image below). You’ll be asked to provide basic details such as your mobile number and email address, along with creating a secure password. Following these steps, you’ll enter some personal information and set your communication preferences. And just like that, you’re all set to use the functionalities of your new MiFinity eWallet.

MiFinity eWallet homepage featuring low-fee online payment solutions with download options for desktop, Google Play, and App Store

There are no hidden costs associated with setting up a MiFinity eWallet, and right after registration, you can start using your MiFinity eWallet. When you’re starting with an unverified MiFinity account, your transaction limit is capped at €150 over 365 days. To unlock higher transaction limits of up to €20,000 and fully utilize MiFinity’s capabilities, a verification process is required.

This entails providing identity proof (including a selfie) for users outside the European Economic Area (EEA), and address proof for those within the EEA. Simply go to the ‘Verify Yourself’ section in your account and follow the instructions to upload these documents. Be ready to provide additional information as your usage of MiFinity grows.

In case your verification documents are rejected, first check their validity and clarity. MiFinity has clear guidelines on acceptable identity and address proofs. Sometimes, documents specific to your account activities, like bank statements or source of wealth declarations, might be required.

We haven’t tried it personally, but according to MiFinity’s terms, you can open a maximum of nine e-wallets within your MiFinity account, which can include a combination of e-wallet categories such as Gaming, E-Commerce, and Travel, and e-wallets in different currencies.

Note: The use of MiFinity has geographical restrictions for online gambling in certain countries where online gambling is illegal. This list includes the United States of America, Turkey, China, Malaysia, and Israel.

MiFinity Account Currencies

MiFinity supports eWallet creation and bank transfers in a wide range of worldwide currencies.

  • Euro (EUR)
  • Swiss Franc (CHF)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • British Pound (GBP)
  • Polish Zloty (PLN)
  • Swedish Krona (SEK)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Russian Ruble (RUB)
  • Turkish Lira (TRY)
  • Ukrainian Hryvnia (UAH)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Chinese Yuan (CNY)
  • Indian Rupee (INR)
  • Japanese Yen (JPY)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)
  • South African Rand (ZAR)
  • United States Dollar (USD)
  • Argentine Peso (ARS)
  • Brazilian Real (BRL)
  • Chilean Peso (CLP)
  • Colombian Peso (COP)
  • Peruvian Sol (PEN)
  • Uruguayan Peso (UYU)
  • Mexican Peso (MXN)

Fees for MiFinity Payment Services

MiFinity fees vary based on the payment method you choose.

Deposit Fees:

  • Bancontact: €0.50
  • Cryptocurrencies (Bitcoin, Ethereum, Litecoin, etc.): 1.8%
  • EPS: 1.8% + €0.25
  • Estonian Banks: 3.5% + €0.35
  • Giropay: 1.8% + €0.25
  • Ideal: €0.50
  • Klarna: 1.8% + €0.19
  • Latvian Banks: 7% + €0.35
  • Lithuanian Banks: 7% + €0.35
  • Mastercard EEA: 1.8%
  • Mastercard Interregional: 4%
  • Mastercard Non-EEA (Eastern and Western): 2.5%
  • MiFinity eVoucher (EUR, NOK, CHF, CZK, DKK, PLN, SEK, GBP): 4-5%
  • MiFinity Instant Bank Transfer: 1% + €0.49
  • Multibanco: 2.3% + €1.10
  • MyBank: 1.5% + €0.35
  • P24: 3.5%
  • Paysafecard: 10.5%
  • PayByBank App: 0.8% + €1.10
  • Paysera: 4.2% + €0.50
  • SEPA Bank Transfer: Free
  • UnionPay: 1.8%
  • Visa EEA: 1.8%
  • Visa Interregional: 3.5%
  • Visa Non-EEA: 2.5%

Withdrawal Fees:

  • Cryptocurrencies: 1.8%
  • Visa EEA: €1
  • Visa Interregional: €1 to €1.75
  • Mastercard EEA: €1.75
  • Mastercard Interregional: €2

A detailed list of these fees is available on the MiFinity website at mifinity.com/en/fees.

Frequently Asked Questions

Why MiFinity for online casino payments?
Just like Skrill or PayPal, MiFinity provides quick, hassle-free transactions without the need to use debit card details. In this case, MiFinity ensures your gaming account is funded without delays, thanks to its high acceptance across over 650 online casinos and real-time payment processing.
What conveniences does MiFinity offer for managing casino funds?
Flexibility at your fingertips. You can fund your MiFinity account using debit cards, credit cards, bank transfers, electronic cash vouchers, or cryptocurrencies for a tailored gaming experience, whether you prefer real money or crypto play.
Are there cost advantages with MiFinity in online casino gaming?
Yes, European players benefit from zero fees on SEPA bank transfers and can also take advantage of exclusive casino bonuses offered by some casinos that partner with MiFinity.
What online casinos are the best for MiFinity users?
The best online casinos for MiFinity users are those that offer not only a wide range of modern slots and live dealer table games but also provide excellent loyalty programs and fast payout times, ideally under one hour. Bitstarz excels here, offering over 4,600 games, a custom VIP bonus plan, and payouts in under 10 minutes. It also supports cryptocurrency payments, aligning well with MiFinity’s capability to handle crypto transactions.
What sets the MiFinity eWallet apart in the online casino world?
While MiFinity shares common features with other e-wallet providers—such as a user-friendly mobile app, support for multiple languages, and biometric security—it additionally offers the ability to buy, send, and receive cryptocurrencies. This feature is advantageous for crypto casino players who use Bitcoin, Litecoin, and similar digital money, as they can directly receive their winnings in their MiFinity Wallet and then convert them into fiat currencies like EUR or USD.
Beyond gaming, what else can MiFinity be used for?
MiFinity can also be used for sending money via SMS or email, global remittances, travel, forex, and eCommerce transactions. Its e-wallet supports multiple currencies and payment methods, including bank card payments and local deposit options, prepaid digital vouchers valued at 10-100 EUR, and allows instant money transfers between MiFinity users and to bank accounts in over 70 countries.

Alternatives to MiFinity for Casino Payments