Bank Transfer Online Casino Guide – Europe

A bank transfer is a method of transferring money from one account to another. In online casino gaming, it is widely used for both deposits and withdrawals as a secure option. Here, we provide insights into bank transfers and include some of the best online casinos that accept this payment method.

Bank Transfer Online Casinos With Slots and Games

Where to Play: Best Bank Transfer Casinos

This list includes online casinos that support bank transfers as a payment method for both deposits and withdrawals. As a general rule, the best casino sites are those that process payouts within an hour, offer high withdrawal limits, and feature slots with high RTPs. For faster-paying casinos with high withdrawal limits, see ‘Est. payouts’ for details below.

Bitstarz award winning EU casino

Bitstarz Casino

  • Max €100 bonus + 180 Spins
  • 40x bonus wagering
  • €20 deposit minimum
  • No withdrawal limits
  • Est. payouts within 10 min
  • 5,220+ casino games
  • 80+ game providers
  • Euro and crypto accepted
  • 24/7 live chat, email support
  • Curaçao licensed (8048/JAZ)
  • Established in 2014
  • Rating: 4.8/5 – Read Review

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Winz Casino EU

Winz Casino

  • One ‘Wheel of Winz’ spin
  • No wagering needed
  • €20 deposit minimum
  • €400,000 m/withdrawal limit
  • Est. payouts within 1h
  • 5000+ casino games
  • 100+ game providers
  • Euro and crypto accepted
  • 24/7 live chat, email support
  • Curaçao licensed (8048/JAZ)
  • Established in 2019
  • Rating: 4.8/5 – Read Review

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Casino Friday

CasinoFriday

  • Max €500 bonus + 200 Spins
  • 40x bonus wagering
  • €10 deposit minimum
  • No withdrawal limits
  • Est. payouts within 12h
  • 4000+ casino games
  • 75+ game providers
  • Euro and crypto accepted
  • 24/7 live chat, email support
  • Curaçao/Estonia licensed
  • Established in 2020
  • Rating: 4.7/5 – Read Review

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Slotvibe Casino

SlotVibe Casino

  • Max €1000 bonus + 150 Spins
  • 40x bonus wagering
  • €15 deposit minimum
  • Est. payouts within 12h
  • 3500+ casino games
  • 30+ game providers
  • Fiat and crypto accepted
  • 24/7 live chat, email support
  • Curaçao licensed (8048/JAZ)
  • Owner: Dama N.V.
  • Established in 2021
  • Rating: 4.3/5 – Read Review

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Popular Bank Transfer Casino Games

If you’re planning to use funds transferred from your bank for online casino play, you might enjoy these games:

European casino sites that accept bank transfer payments offer a wide range of slots and live dealer games, each providing entertainment and winning opportunities. You’ll find European, American, and French roulette tables, as well as different blackjack variants, and video slots from popular software providers such as Pragmatic Play, Nolimit City, Hacksaw Gaming, and Play’n GO.

3 Card Poker and other variations like Casino Hold’em are offered by various providers. Dice game such as Live craps by Playtech and Evolution are also available.

Claiming Bank Transfer Casino Bonuses

One of the top advantages of using this payment method for online casino deposits is that you’re fully eligible for all bonus offers. Unlike e-wallet deposits through Skrill and Neteller, which often exclude players from bonuses, bank transfers allow you to take full advantage of the various incentives offered by online casinos.

What does this entail? After making your first deposit via bank transfer, you’re eligible for a 100% welcome bonus up to a certain limit (see details in the casino listings above), plus deposit match bonuses on subsequent deposits. Many players value these casino offerings for two main reasons:

  1. Prolonged Play Time: They provide more cash to keep playing your favorite online slots or RNG-based table games. With the bonus money, you can try out different games and keep the fun going without dipping into your original deposit too soon.
  2. More Chances for Big Wins: With more in your bankroll, you’ve got extra chances to bet bigger or play more games. This boost means you can aim for bigger wins or try out trending new casino games that might pay off big.

A word of caution, however – casino bonuses are not free money. Be sure to read the terms associated with each bonus to ensure you’re fully informed about the wagering requirements, bonus caps, and withdrawal restrictions.

What Bank Transfers are All About

A bank transfer is the process of shifting funds from one bank account to another. When using a bank transfer for online casino gambling, you’re essentially transferring money from your bank account to the casino’s account (for depositing) or vice versa (for withdrawing winnings). Here’s a four-step bank transfer process:

  • Identification

    The first step involves gathering the recipient’s banking details. This includes the account number and sort code, which are basic requirements for any bank transfer. For international transactions, you might also require additional information, such as the recipient’s International Bank Account Number (IBAN) and Bank Identifier Code (BIC), or SWIFT code. These codes help identify the specific banks involved in the international transfer.

  • Initiation

    Once you have all the necessary details, you initiate the transfer. This could be done in person at a local branch of your bank, although online banking or mobile banking apps are the preferred methods by many. You’ll need to enter the recipient’s banking details and the amount you wish to transfer.

  • Execution

    After you have initiated the transfer, the bank takes over. It processes the transaction, moving the specified funds from your account to the recipient’s. This process involves several automated checks to validate the details and the availability of funds in your account. Execution time can vary depending on the bank and the nature of the transfer (local vs. international).

  • Confirmation

    Once the transfer has been successfully executed, you’ll receive a confirmation. This could be an email or SMS notification. The confirmation will often include a unique transaction number for reference. It’s a good practice to keep this confirmation until you are sure the recipient, such as the casino, has received the funds.

How to Use Bank Transfers for Casino Payments

To use bank transfers for online casino transactions, you need to log into your casino account, then head over to the deposit or withdrawal section, and select “bank transfer” or “wire transfer” as your payment method.

  1. Depositing Funds
    • Log in to your online casino account.
    • Visit the banking section and select ‘Deposit’.
    • Select wire transfer or bank transfer as your deposit method.
    • Enter your bank transfer deposit amount.
    • Provide the requested banking details.
    • Complete any required security checks (SMS code, etc).
  2. Withdrawing Funds
    • Log in to your online casino account.
    • Visit the banking section and select ‘Withdrawal’.
    • Select wire transfer or bank transfer as your withdrawal method.
    • Enter the withdrawal amount within the site’s limits.
    • Provide your bank account details.
    • Confirm the withdrawal request.

The information you need for a bank transfer includes your bank account number, the bank’s name, and a specific code known as the BIC/SWIFT code, usually found on bank statements along with the sort code and account number. You may also need the casino’s bank account details. This detail can usually be found on the casino’s banking page.

Bank Transfer Payment Times

Deposits to the casino are often instant, but can take up to a few hours to appear on the balance. Cashing out your casino winnings using a bank transfer will naturally to take longer, generally between 1-5 banking days.

  • The time mainly depends on two things: the casino’s rules and your bank’s rules. Each casino has a specific time to process withdrawals. They need to check everything is above board before releasing the funds. Also, banks have their own processing times, which can add to the waiting period.

Bank transfers between European banks are quicker, thanks to a system called the Single Euro Payments Area (SEPA). Cross-border transactions, however, inherently involve multiple intermediaries and compliance with international banking regulations, which can protract the timeline.

  • Tip: From our experience, one casino may drag its feet with payment processing, while another processes payouts in under one hour. It’s best to check the casino’s policies and processing times using their live chat beforehand if you’re the type of player, like me, who prefers receiving their winnings quickly.

Safety and Security Measures

Bank transfers are safe to use due to the stringent security measures applied by banks. Top online casinos also use 128- or 256-bit encryption to protect their customers’ financial details. However, for an optimal experience, we recommend using trusted European online casinos with a good reputation among players and strong security credentials.

Fees, Payment Limits, and Costs

Online casinos with top ratings listed here do not charge for deposits and withdrawals via this method; otherwise, they wouldn’t be recommended. Paying fees just to be able to gamble? It’s unreasonable. However, your bank might impose a fee for using the wire transfer service, particularly for international transactions.

Be aware of these potential fees when selecting a bank transfer as your casino deposit method. As for the costs, the minimum deposit using a bank transfer is the same as with other payment methods, usually set at €20, while the minimum withdrawal is typically around €50.

Casino Bank Transfer Details

  • Tip: Before withdrawing your winnings, look for the “Instant Bank Transfers” icon. This indicates that the casino of your choice provides instant payouts via this method.

If you’re not sure about instant bank transfers, just reach out to customer support. Top casino sites make it easy to get help. They have strong support for real-money players using bank transfers, with detailed help pages, 24/7 live chat, and email support.

Alternatives to Bank Wire Transfers for Casino Payments

Traditionally, bank transfers are considered a reliable and secure method for online gambling transactions, but they may not be the most convenient choice for every player due to relatively slower processing speeds. Fortunately, popular alternatives to bank transfers include e-wallets such as PayPal, Skrill, and MuchBetter, which offer quick and easy real-money transactions.

Cash voucher-based prepaid payment options, such as Paysafecard and Neosurf, add extra security and help with budgeting. If you’re seeking the utmost anonymity and speed, cryptocurrencies, including Bitcoin, Litecoin, and Ethereum, have gained popularity and are increasingly accepted at top online casinos in Europe.