Bancontact Payconiq – Casino Payments, 2024

Bancontact Payconiq is a Belgian payment app, a mobile application designed to facilitate easy and secure digital payments for a variety of transactions. This includes transactions in physical stores, online platforms, between individuals, and even for leisure activities such as playing in online casinos.

Where to Play: Best Payconiq Casinos

Backed by financial powerhouses like ING and KBC Bank, Payconiq is widely used in Belgian online casinos such as Circus Casino, Casino777, and Napoleon Casino. So let’s zoom in on the top casinos that accept Payconiq as a payment method.

Payconiq Casino Slots and Live Games

Circus Casino

Circus is a Belgian online gaming hub offering over 30 physical casinos and gaming halls in Belgium, in addition to its online site It features a wide array of casino games from leading providers like NetEnt, EGT, Pragmatic Play, and Gaming1. On the sports betting side, Circus offers various types of bets—single, combination, and system—on major national and international sports events.

For loyal players, the Circus Club loyalty program allows you to collect COINS for various prizes. With features like BetXtra offering odds of up to +100%, it’s a gambling site that combines diversity and added value.

For payments, Circus offers quick options via Bancontact, traditional bank cards like MasterCard and Visa, digital wallets such as PayPal and HiPay, and prepaid options like Paysafecard, Moneyclic tickets, CASHlib vouchers, and Neosurf.


At Casino777, players have access to a wide array of game types, including 4000+ slots, RNG-powered dice games, and Megaways. If you’re into table RNG and live games, you can enjoy variations of Blackjack, Roulette, and Baccarat. Poker enthusiasts aren’t left out either, with multiple poker options available.

The casino website also features daily drop jackpots and a special live casino section for real-time action. With a 98.3% payout rate in 2022, Casino777 is not just about variety but also offers a high likelihood of returns.

All of this is regulated under Belgian law, ensuring a secure gaming environment. For payments, Casino777 offers Payconiq, HiPay, PayPal, and Paysafecard. In terms of player experience, Casino777 holds a 3.9 out of 5-star rating, based on over 1,900 Trustpilot reviews.

Napoleon Casino

Napoleon Casino is a Belgian-based online gambling site that offers casino and sports betting options. With a history dating back to the 1950s, it’s a market leader in Belgium’s gambling sector. The casino website ( is fully regulated by the Belgian Gaming Commission and offers 4,500+ games, including live casino games with real croupiers, as well as sports betting opportunities.

For payments, Napoleon accepts Payconiq, Skrill, PayPal, Paysafecard, Visa, and Mastercard debit cards.

What Exactly is Bancontact Payconiq

The Payconiq app leverages technologies such as QR codes and biometric security measures to streamline the process of paying for goods and services online. Here is a more specific breakdown of the Payconiq app’s features and functionalities:

  • In-store Payments:

    The app allows users to make payments in physical retail environments such as shops, restaurants, or even at local clubs and doctors. This is done by scanning a QR code provided by the store, verifying the payment amount, and then confirming the transaction with a PIN, fingerprint, or facial recognition feature.

    This method is particularly useful when cash or card payments are not possible or convenient.

  • Online Payments:

    For e-commerce, Bancontact Payconiq enables secure and easy payments through a similar process. When shopping on a web store that supports Bancontact or Payconiq, users can opt to pay using the app. They then scan the QR code provided, confirm the payment amount, and finalize the transaction. Confirmation is instant, received both on the user’s smartphone and the computer screen.

  • Invoice Payments:

    The app also supports the payment of invoices or bills that feature a QR code with the Bancontact or Payconiq logo. Similar to previous methods, users simply need to scan the code, confirm the payment amount, and authorize the payment.

  • P2P (Peer-to-Peer) Payments:

    Beyond retail and online payments, Bancontact Payconiq excels at facilitating payments between friends and acquaintances. Users can make or request payments by selecting a friend from their contact list, specifying the payment amount, and sending or scanning a QR code.

    The confirmation of payment is instant and no bank account numbers are required, making the process convenient for remote transactions.

The app also offers additional handy features that enhance the overall user experience. One such feature is the ability to buy train and bus tickets directly through the app, eliminating the need to queue.

Payconiq’s European Expansion

The Payconiq by Bancontact app has expanded its availability beyond Belgium and can now be found in multiple European app stores. Specifically, the app is accessible in the following European countries:

  • Austria
  • Bulgaria
  • Croatia
  • Cyprus
  • Czechia
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden

This means that if you have a Bancontact card and a Belgian bank account, you can use the Payconiq by Bancontact app to make convenient mobile payments, regardless of your current residence within these listed European countries. The Payconiq app is compatible with both iOS and Android devices, and setting it up takes just about 2 minutes.

Bancontact Payconiq App Payment Limits

The table below provides a summary of the payment limits and requirements associated with the Bancontact Payconiq app. Specifically, it outlines the minimum and maximum transaction amounts, whether a confirmation is required, and the daily limit for each transaction type.

Payment MethodMin AmountMax AmountAuth. RequirementDaily Limit
Scanning a Bancontact QR Code€0.02
  • €1,500 (Merchants)
  • €250 (Between friends)
Yes (PIN, Fingerprint or Facial Recognition)
  • €2,500 (Maximum of € 250 for payments between friends)
  • Receive up to €500 per day and per card
Mobile Payment via Payconiq QR Code or Payconiq Payment ButtonN/A
  • Defined by Bank (AXA, Banx, Belfius, BNP Paribas Fortis, Fintro, Hello Bank!, ING, KBC, CBC, KBC Brussels)
  • €150 per week (Other Banks)

Frequently Asked Questions

What is the Bancontact Payconiq app?
Bancontact Payconiq is a mobile application designed for quick online transactions. The Payconiq app is versatile and can be utilized for a myriad of transactions – be it for in-store purchases, online shopping, peer-to-peer payments, or playing real money games in online casinos. This offers convenience and a seamless financial interaction in the digital sphere.
How does Payconiq work in online casinos?
Payconiq introduces a simplified process for making digital cash payments in online casinos. With the Payconiq app, players can initiate and complete transactions by scanning the QR code provided by the casino, followed by a confirmation of payment on their mobile device. Payconiq also supports the withdrawal of winnings.
Is an additional account required to use Payconiq?
Payconiq is designed with user convenience in mind. As such, there’s no need for users to create an additional account to use the service. All that’s required is for users to link their existing bank details to the app.
What are the costs associated with using Payconiq?
Payconiq imposes a minimal transaction fee of 6 cents per transaction. This cost, however, can fluctuate depending on the value of the transaction. Though small, this fee contributes to maintaining the efficient services provided by Payconiq.
Are KYC checks required when using Payconiq?
Yes, Payconiq maintains a high standard of security and compliance with financial regulations. Therefore, when used in licensed casinos, a Know Your Customer (KYC) check is mandatory.
Do I need the Payconiq app to use this payment method?
Yes, the Payconiq app is indispensable for conducting transactions. The app enables users to scan the QR code needed for transactions, offering a straightforward and efficient process. Hence, it’s a requirement to have the Payconiq app installed on your mobile device.
Are casinos that accept Payconiq safe?
Yes, online casinos offering Payconiq as a payment method are generally safe, assuming they hold a valid local or internationally recognized online gambling license. This gambling license serves as a testament to the casino’s adherence to regulations, providing assurance of fair and secure gameplay.

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