Bancontact Payconiq Online Casino Guide – Europe

Bancontact Payconiq is a Belgian payment app, a mobile application designed to facilitate easy and secure digital payments for a variety of transactions. This includes transactions in physical stores, online platforms, between individuals, and even for leisure activities such as playing in online casinos.

Where to Play: Best Payconiq Casinos

Backed by financial powerhouses like ING and KBC Bank, Payconiq is widely used in Belgian online casinos such as Circus Casino, Casino777, and Napoleon Casino. So let’s zoom in on the top casinos that accept Payconiq as a payment method.

Payconiq Casino Slots and Live Games

Circus Casino

Circus is a Belgian online gaming hub offering over 30 physical casinos and gaming halls in Belgium, in addition to its online site It features a wide array of casino games from leading providers like NetEnt, EGT, Pragmatic Play, and Gaming1. On the sports betting side, Circus offers various types of bets—single, combination, and system—on major national and international sports events.

For loyal players, the Circus Club loyalty program allows you to collect COINS for various prizes. With features like BetXtra offering odds of up to +100%, it’s a gambling site that combines diversity and added value.

For payments, Circus offers quick options via Bancontact, traditional bank cards like MasterCard and Visa, digital wallets such as PayPal and HiPay, and prepaid options like Paysafecard, Moneyclic tickets, CASHlib vouchers, and Neosurf.


At Casino777, players have access to a wide array of game types, including 4000+ slots, RNG-powered dice games, and Megaways. If you’re into table RNG and live games, you can enjoy variations of Blackjack, Roulette, and Baccarat. Poker enthusiasts aren’t left out either, with multiple poker options available.

The casino website also features daily drop jackpots and a special live casino section for real-time action. With a 98.3% payout rate in 2022, Casino777 is not just about variety but also offers a high likelihood of returns.

All of this is regulated under Belgian law, ensuring a secure gaming environment. For payments, Casino777 offers Payconiq, HiPay, PayPal, and Paysafecard. In terms of player experience, Casino777 holds a 3.9 out of 5-star rating, based on over 1,900 Trustpilot reviews.

Napoleon Casino

Napoleon Casino is a Belgian-based online gambling site that offers casino and sports betting options. With a history dating back to the 1950s, it’s a market leader in Belgium’s gambling sector. The casino website ( is fully regulated by the Belgian Gaming Commission and offers 4,500+ games, including live casino games with real croupiers, as well as sports betting opportunities.

For payments, Napoleon accepts Payconiq, Skrill, PayPal, Paysafecard, Visa, and Mastercard debit cards.

Top Payconiq Casino Games: What to Play

If you’re planning to use Payconiq for online casino play, you might enjoy these popular games:

  1. Slots

    Slot games are based on random number generator (RNG) technology, and come in various formats such as classic, video, branded, megaways, bonus buy, and cluster pays. You can also choose progressive jackpot slots like Mega Moolah, where the prize pool increases with each bet until a lucky player hits the winning combination.

  2. Roulette

    When playing roulette, you place bets on where you think the ball will land on the spinning wheel. You can bet on specific numbers, colors (red or black), odd or even numbers, and various groupings of numbers. The European version of a roulette game has 37 pockets (numbers 1-36 and a single zero), while American roulette adds a double zero pocket.

  3. Blackjack

    In blackjack, your goal is to beat the dealer by getting a hand value as close to 21 as possible without going over. Face cards are worth 10, aces can be worth 1 or 11, and all other cards are worth their face value. You can choose to “hit” (take another card) or “stand” (keep your current hand). Note that different online live blackjack variations may have slightly different rules and payout structures.

  4. Baccarat

    When playing baccarat, you bet on the outcome of two hands: the “Player” hand and the “Banker” hand. Your objective is to bet on the hand that will have a total value closest to 9. Tens and face cards are worth 0, aces are worth 1, and all other cards are worth their face value. If a hand’s total exceeds 9, the tens digit is dropped.

  5. Three Card Poker

    In Three Card Poker, your 3-card hand is pitted against the dealer’s. This card game involves two main bets: the Ante bet (which pays out if your hand beats the dealer’s) and the Pair Plus bet (which pays out based on the strength of your hand, regardless of the dealer’s hand). The hand rankings are: straight flush, three of a kind, straight, flush, pair, and high card.

  6. Craps

    In craps, you bet on the outcome of the roll, or a series of rolls, of a pair of dice. The “shooter” (the host or automatic mechanism rolling the dice) bets on the “pass line” or “don’t pass line” before their first roll (known as the “come out roll”). You can also make various bets on the outcome of the roll. In live dealer craps, the game is hosted by a real dealer and streamed to you in real-time.

  7. Video Poker

    If you enjoy slot games and the skill-based elements of poker, video poker offers a perfect mix of both. In this game, you are dealt a 5-card hand and can choose which cards to hold and which to discard and replace, aiming to create the best poker hand. Payout amounts are based on the strength of your final hand, with a royal flush offering the highest payout. Popular video poker variations include Jacks or Better, Deuces Wild, and Joker Poker. The game with real dealers is also available and is typically provided by Evolution.

What Bancontact Payconiq is All About

The Payconiq app leverages technologies such as QR codes and biometric security measures to streamline the process of paying for goods and services online. Here is a more specific breakdown of the Payconiq app’s features and functionalities:

  • In-store Payments:

    The app allows users to make payments in physical retail environments such as shops, restaurants, or even at local clubs and doctors. This is done by scanning a QR code provided by the store, verifying the payment amount, and then confirming the transaction with a PIN, fingerprint, or facial recognition feature.

    This method is particularly useful when cash or card payments are not possible or convenient.

  • Online Payments:

    For e-commerce, Bancontact Payconiq enables secure and easy payments through a similar process. When shopping on a web store that supports Bancontact or Payconiq, users can opt to pay using the app. They then scan the QR code provided, confirm the payment amount, and finalize the transaction. Confirmation is instant, received both on the user’s smartphone and the computer screen.

  • Invoice Payments:

    The app also supports the payment of invoices or bills that feature a QR code with the Bancontact or Payconiq logo. Similar to previous methods, users simply need to scan the code, confirm the payment amount, and authorize the payment.

  • P2P (Peer-to-Peer) Payments:

    Beyond retail and online payments, Bancontact Payconiq excels at facilitating payments between friends and acquaintances. Users can make or request payments by selecting a friend from their contact list, specifying the payment amount, and sending or scanning a QR code.

    The confirmation of payment is instant and no bank account numbers are required, making the process convenient for remote transactions.

The app also offers additional handy features that enhance the overall user experience. One such feature is the ability to buy train and bus tickets directly through the app, eliminating the need to queue.

Payconiq’s European Expansion

The Payconiq by Bancontact app has expanded its availability beyond Belgium and can now be found in multiple European app stores. Specifically, the app is accessible in the following European countries:

  • Austria
  • Bulgaria
  • Croatia
  • Cyprus
  • Czechia
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden

This means that if you have a Bancontact card and a Belgian bank account, you can use the Payconiq by Bancontact app to make convenient mobile payments, regardless of your current residence within these listed European countries. The Payconiq app is compatible with both iOS and Android devices, and setting it up takes just about 2 minutes.

Bancontact Payconiq App Payment Limits

The table below provides a summary of the payment limits and requirements associated with the Bancontact Payconiq app. Specifically, it outlines the minimum and maximum transaction amounts, whether a confirmation is required, and the daily limit for each transaction type.

Payment MethodMin AmountMax AmountAuth. RequirementDaily Limit
Scanning a Bancontact QR Code€0.02
  • €1,500 (Merchants)
  • €250 (Between friends)
Yes (PIN, Fingerprint or Facial Recognition)
  • €2,500 (Maximum of € 250 for payments between friends)
  • Receive up to €500 per day and per card
Mobile Payment via Payconiq QR Code or Payconiq Payment ButtonN/A
  • Defined by Bank (AXA, Banx, Belfius, BNP Paribas Fortis, Fintro, Hello Bank!, ING, KBC, CBC, KBC Brussels)
  • €150 per week (Other Banks)

Frequently Asked Questions

What is the Bancontact Payconiq app?
Bancontact Payconiq is a mobile application designed for quick online transactions. The Payconiq app is versatile and can be utilized for a myriad of transactions – be it for in-store purchases, online shopping, peer-to-peer payments, or playing real money games in online casinos. This offers convenience and a seamless financial interaction in the digital sphere.
How does Payconiq work in online casinos?
Payconiq introduces a simplified process for making digital cash payments in online casinos. With the Payconiq app, players can initiate and complete transactions by scanning the QR code provided by the casino, followed by a confirmation of payment on their mobile device. Payconiq also supports the withdrawal of winnings.
Is an additional account required to use Payconiq?
Payconiq is designed with user convenience in mind. As such, there’s no need for users to create an additional account to use the service. All that’s required is for users to link their existing bank details to the app.
What are the costs associated with using Payconiq?
Payconiq imposes a minimal transaction fee of 6 cents per transaction. This cost, however, can fluctuate depending on the value of the transaction. Though small, this fee contributes to maintaining the efficient services provided by Payconiq.
Are KYC checks required when using Payconiq?
Yes, Payconiq maintains a high standard of security and compliance with financial regulations. Therefore, when used in licensed casinos, a Know Your Customer (KYC) check is mandatory.
Do I need the Payconiq app to use this payment method?
Yes, the Payconiq app is indispensable for conducting transactions. The app enables users to scan the QR code needed for transactions, offering a straightforward and efficient process. Hence, it’s a requirement to have the Payconiq app installed on your mobile device.
Are casinos that accept Payconiq safe?
Yes, online casinos offering Payconiq as a payment method are generally safe, assuming they hold a valid local or internationally recognized online gambling license. This gambling license serves as a testament to the casino’s adherence to regulations, providing assurance of fair and secure gameplay.

Alternatives to Payconiq for Casino Payments

While Payconiq is a popular option for online casino transactions in Belgium, several other payment methods are widely used across Europe. These alternatives offer benefits, including speed, security, and convenience.

Bank transfers, debit cards, and credit cards remain the most popular due to their familiarity. With electronic wallets, including Skrill, PayPal, and MuchBetter, you can enjoy speedy transactions while keeping your bank statements free from any mentions of online gambling. Cryptocurrencies are a trending option among European casino players because of their increased privacy and faster withdrawal times when using for payouts.