Online Casino Payment Methods in Europe 2024 [Guide]

Seasoned fans of playing casino games for real money online highly value efficient payment methods that allow quick and convenient deposits and withdrawals. In this guide, Onlinecasinoinfo.eu provides insights on the most popular payment methods and providers in European casinos.

List of Payment Methods for Online Casinos

The table below shows the payment methods that online casinos in Europe widely accept. Some of these methods serve as local financial solutions in certain EU countries, while others have international functionality. For ease, we recommend using Visa debit cards, PayPal, Skrill, Trustly, Paysafecard, or selected cryptocurrencies like Litecoin.

PaymentDescription
AstropayVirtual prepaid card for online payments
BLIKPolish mobile payment system
BizumSpanish instant mobile payments app
BokuMobile payments through phone carrier billing
CASHlibOnline prepaid vouchers for payments
CashtoCodeCash payments for online purchases
CoinsPaidCryptocurrency payment processing platform
ComgatePayment gateway and processing platform
CryptoDigital payments with decentralized transactions
EMerchantpayOnline in-app and in-store payments
EPSOnline payment method in Austria
EntercashOnline payments and bank transfers
EutellerInstant bank payments in Finland
FlexepinPrepaid vouchers for online payments
GiroPayGerman online bank transfer payments
HalCashSpanish cash payments for online purchases
iDEALPopular online payment method in Netherlands
iDebitSecure online payments in Canada
InstaDebitInstant and secure online payments in Canada
InteracOnline and mobile payments in Canada
LottomaticardItalian prepaid card for online payments
MultibancoPortuguese online banking payment method
NeosurfPre-pay voucher payment method
NordeaNordic online bank payments
OneVanillaPrepaid debit card for online purchases
PayPalDigital wallet for online transactions
PaysafecardPrepaid vouchers for online payments
Perfect MoneyDigital currency and payment system
PayconiqPayment app in Belgium and Luxembourg
PayzFormerly ecoPayz, a global payment solution
PostepayItalian electronic prepaid card
PurplePayA cross border digital payment app
RapidTransferOnline bank transfer payment solution
RevolutDigital banking and payments app
SiirtoFinnish real-time mobile payments app
Siru MobileMobile payments through phone carrier billing
SkrillDigital wallet and online payments
SwishMobile payments in Sweden
TeleingresoSpanish cash payments for online purchases
TrueLayerOpen banking and payments API platform
TrustlyInstant online bank payments and transfers
UPayCardOnline payment solution with prepaid cards
Viva WalletDigital payments and banking solutions
VoltDigital banking and payments app
Western UnionGlobal money transfer services
ZimplerSwedish account-to-account payments service
ZotapayPayment processing and merchant services provider

Accepted Currencies in European Casinos

Nineteen countries in Europe use the Euro as their currency. As a result, the Euro is the most widely accepted currency by online casinos in Europe, with the US dollar coming in second. In addition to these two popular currencies, there is a range of other options available to players, usually from the Australian dollar to the Swiss franc:

  • Australian Dollar (AUD)
  • Brazilian Real (BRL)
  • British Pound (GBP)
  • Canadian Dollar (CAD)
  • Croatian Kuna (HRK)
  • Chinese Yuan (CNY)
  • Danish Krone (DKK)
  • Indian Rupee (INR)
  • Japanese Yen (JPY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Polish Złoty (PLN)
  • Russian Ruble (RUB)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)

Cryptocurrency is still unfamiliar to many players. However, it’s a hot topic in the European gambling industry. Thanks to innovative iGaming content providers, such as BGaming and others, players have more options. Now, those who prefer cryptocurrency over traditional fiat currencies like EUR or USD can choose from Bitcoin, Bitcoin Cash, Ethereum, Litecoin, Tether, and many other digital coins.

With these, players can enjoy their favorite slots and games.

Note: Not all payment methods accept every currency available. Be sure to check what’s on offer before signing up for a casino account.

Types of Payment Methods in Online Casinos

As technology advances, our world becomes more digitized. Today, there are various payment options for playing casino games online, from traditional methods like debit card payments to digital e-wallets and cryptocurrencies.

Despite the diverse payment options, debit and credit cards naturally remain the most popular.

Debit and Credit Cards for Casino Payments

  • American Express (Amex)
  • Diners Club
  • Discover
  • JCB
  • Mastercard
  • UnionPay
  • Visa

Visa and MasterCard, debit and credit cards, are the preferred payment options among many European online casino enthusiasts due to their familiarity, safety, and convenience. To fund your casino account with these cards, you need to provide personal details, including your full name, card number, expiry date, and the three-digit Card Verification Value (CVV). After the transfer is complete, your casino account will be credited instantly.

Note that some card issuers may block gambling-related transactions. Moreover, some countries entirely prohibit using credit cards to pay for online gambling since players can potentially gamble with funds they don’t actually own and incur significant debt.

Digital Wallets: Convenient Mobile Casino Payments

If you’re looking for a straightforward way to make deposits and get paid your winnings when playing online casinos, consider using e-wallet-based payment methods. E-wallets are a prevalent option for gambling in the EU and are accepted by many Euro casinos. They function as virtual wallets that allow you to store and transfer money online securely and effortlessly.

Moreover, many of these e-wallets integrate seamlessly with quick registration online casinos, making it even more convenient for players to get started.

However, before you start using digital wallets for online gambling transactions, here are some pros/cons to keep in mind:

  • Advantages

    Using digital e-wallets as a payment option for gambling has numerous benefits. For starters, e-wallets provide an extra degree of security and encryption between your bank account, the actual transaction, and the online casino. This is vital if you’re concerned about the safety of your personal and financial information. Additionally, e-wallets offer fast and convenient withdrawals, usually processed at top casino sites instantly.

  • Disadvantages

    Most e-wallets charge fees for transactions or currency exchanges, so it’s essential to check the fees associated with an e-wallet to evaluate whether you’re happy to use their service. Another disadvantage is that not entirely all online casinos accept e-wallet deposits when claiming casino bonus offers.

Key E-Wallets for Online Casino Transactions

PayPal, Skrill, and Neteller are among the most popular e-wallets for online gambling in Europe. PayPal is usually offered by large gambling operators like Bet365, but Skrill and Neteller are supported by most casino sites and offer quick and secure transactions. Apart from the big names, other e-wallets like ecoPayz, MiFinity eWallet, and the award-winning MuchBetter are also widely used and accepted for online gambling.

  • Using E-Wallets

    To use an e-wallet for casino gaming, you’ll first need to create an account with an e-wallet provider (PayPal, Skrill, for instance) and fund it with the desired amount using your bank card. Then, visit an online casino that accepts electronic payments, and select the e-wallet, among other options, as your preferred payment method. Afterward, you’ll be redirected to the e-wallet’s website to complete the transaction. Most e-wallet transactions are usually processed instantly, enabling you to start playing casino games for real money without any delays.

Note: it’s always a good idea to evaluate the e-wallet’s reputation, reliability, certification, and financial licensing to ensure your money is safe and secure.

Apple Pay and Google Pay for Casino Payments

With Apple Pay or Google Pay, you can easily make online casino deposits using your smartphone or tablet.

Apple Pay is a digital wallet service exclusive to Apple devices, including iPhones, iPads, and the Apple Watch. It’s fast, secure, and incredibly convenient. If you’re already an iPhone owner, you may have used Apple Pay to pay at a physical store or online.

If you’re an Android user, you can use Google Pay similarly to make purchases online, in apps, and in stores, as well as deposit money into your online casino account. To get started simply add your credit or debit card information to your Google account, and you’re ready to go.

Using Apple and Google Pay offers great convenience, and one of their biggest advantages is their state-of-the-art security technology. This ensures that you are protected and safe while using these payment methods. The downside is that these payments are not yet widely available across all gambling sites.

Prepaid Cards and Digital Cash in Online Casinos

Prepaid cards and digital cash vouchers are a category of payments, both online and physical, that users can load with funds and use for purchases or transactions. Although they operate similarly to credit and debit cards, prepaid methods are not associated with a bank account. You can purchase virtual prepaid cards online from official resellers like dundle.com and load them with funds in physical stores or online.

  • Advantages

    The top advantage of prepaid cards is their user-friendliness. They offer an extra layer of security because users do not need to enter their credit or debit card details when making transactions, and they cannot spend beyond the card’s loaded value. This makes prepaid cards an excellent payment alternative for players who want to control their online gambling expenses.

  • Using Prepaid Cards

    To use a prepaid card for depositing funds at an online casino, you need to obtain and “load” the card with funds first. Once you have loaded your prepaid card, you can go to the cashier section of your selected online casino, choose the prepaid card option, enter the card details, and specify the deposit amount.

Your funds will appear immediately in your online casino account, allowing you to start playing your preferred casino games. However, not all prepaid cards are available for withdrawal requests. If withdrawals are allowed, you again need to choose the prepaid card option in the cashier section and follow the instructions provided to complete the transaction.

Online Cash Vouchers for Casino Deposits

If you are concerned about online security or struggling to control your gambling habits, online cash vouchers are an excellent option for you. Similar to prepaid cards, they can be purchased with cash at retail locations in the EU or through official provider websites. Most cash vouchers are available in denominations ranging from 5 EUR to 100 EUR.

For example, CashtoCode eVoucher is a popular choice that can also be purchased online from Dundle.com. Once you make your online purchase, you’ll receive a digital 20-digit voucher code to your email, which you can use then to deposit funds into your casino account within seconds. Among its disadvantages are the following:

  • Not all online casinos accept cash vouchers
  • If you lose your voucher or PIN code, there is no way to recover it
  • You cannot withdraw money from an online casino using a cash voucher
  • Some voucher providers may charge fees (read their terms and conditions before purchasing one).

Open Banking as a Casino Payment Option

Open banking is a technology that offers enhanced flexibility, fast transaction speeds, and security for financial transactions. It allows customers to use their online banking login details to complete payments without the need for additional credentials. For instance, all players at Trustly casinos using this method can make hassle-free and convenient gambling payments without logging into their bank accounts.

  • Advantages

    Open banking is one of the most trusted payment systems available in i-gaming since transactions are conducted via the customer’s bank infrastructure, ensuring that personal and financial details are protected at all times. The system also provides flexibility for both withdrawals and deposits, with most withdrawals completed instantaneously.

  • Disadvantages

    Although the open banking system has been popular in the Nordic and some Central European countries since 2016, it’s not yet available in all European countries, consequently affecting its use in their casinos.

If it’s available in your location, we recommend checking it out.

Cryptocurrency in Online Casino Payments

Cryptocurrencies, commonly known as “crypto,” are becoming a standard payment method in many online casinos that operate in Europe. Below we’ve listed a standard set of cryptocurrency options that can be used for deposits and withdrawals. While the number of options may vary by site, these are commonly offered.

  • Bitcoin
  • Bitcoin Cash
  • Binance Coin
  • Cardano
  • Dogecoin
  • Ethereum
  • Ripple
  • Litecoin
  • Tether
  • Tron

Cryptocurrencies are virtual currencies that use advanced cryptography for security. They operate independently of the European Central Bank (ECB) and can be transferred between individuals without the need for intermediaries. The most popular crypto coins for online gambling are Bitcoin, Ethereum, and Litecoin.

  • Advantages

    One of the most significant advantages of using cryptocurrencies for online gambling is anonymity. When you use cryptocurrencies, only the public address of your wallet is shared, and it’s not linked to any personal information. This feature is especially important for those who value their privacy.

    Another advantage is the speed of transactions. Cryptocurrency transactions are processed within minutes, unlike traditional payment methods, which can take several days to process. This means you can deposit funds quickly and start playing your favorite casino games.

    Cryptocurrencies also offer a high level of security since they’re protected by advanced cryptography and aren’t subject to the same vulnerabilities as traditional payment methods. This means you can be confident that your funds are safe and protected from fraud and theft.

  • Potential Drawbacks

    One drawback of depositing and playing games at crypto casinos is the volatility of real-time cryptocurrency prices. The value of digital coins can fluctuate rapidly and unpredictably, which can make it challenging to calculate the value of your actual winnings or losses accurately.

    The lack of proper regulation is another potential drawback. This means that if something goes wrong, you may have limited options for recourse. Additionally, using cryptocurrencies can be confusing if you’re new to the technology, which could result in costly mistakes or misunderstandings.

It’s important to be aware of these potential drawbacks and do your research before deciding to use crypto for online casino deposits. By understanding the risks and taking appropriate precautions, you can enjoy the benefits of using these coins while minimizing the potential downsides.

Instant Bank Transfers for Efficient Casino Payments

If you’re searching for a highly secure way to deposit money into your online casino account, instant bank transfer payments might just be your solution. It’s straightforward, and it’s also considered extremely secure. The instant bank transfer method has been around for over 150 years, initially sent via telegram. Nowadays, most European players can make fast casino wire transfers online and get straight to playing.

To deposit money using the instant bank transfer casino payment method, simply log in to your gambling account and locate the “Instant Banking Transfer” icon. Then, click the deposit button, enter the amount you want to deposit, and confirm the payment. Your funds should be available immediately, though remember that your bank may require you to authorize the transaction before releasing any funds.

  • Essentially, the instant bank transfer option offers a fast and secure way to transfer money between local bank accounts.

Should you be fortunate enough to win some cash while playing your favorite casino games, you can also withdraw your funds using this method. To do this, just follow the reverse process of your deposit:

  • Log in to your account
  • Click on the withdrawal button
  • Select your bank from the drop-down menu
  • Choose the amount you wish to withdraw

Your money should shortly arrive after the casino processes your payment.

Withdrawal Times and Limits: What to Expect

When it comes to payment methods at online casinos in 2024, withdrawal times and limits are key concerns. Reliable and prompt payments are crucial, especially when large sums of money are involved.

  • Quick Cashouts

    Top European casino sites are known for processing cashouts quickly, usually within 8 hours, and being available 24/7. Payments to e-wallets are often completed within minutes to a few hours, while bank transfers take longer since they’re being processed during business hours.

  • Within 24 Hours

    Some casinos fall into the medium-fast paying category, paying out within 24 hours and not processing withdrawals on weekends. While they may not be the quickest-paying, they are still trustworthy, and players can expect payouts within the allotted time.

  • Slow Payouts

    We advise against playing at slow-paying casinos, which take more than 24 hours to begin processing withdrawals, and often have a pending period during which a cashout can be reversed. Pending periods can range from 24 to 72 hours, excluding weekends, resulting in potential wait times of up to five days for players to receive their winnings.

  • Withdrawal Limits

    Withdrawal limits at online casinos usually range from €5,000 to €50,000 per day, depending on each casino’s withdrawal policy, which can vary for new players and high rollers. To rank the best European casinos, we consider the maximum withdrawal amount to avoid players being frustrated by the inability to withdraw large sums of money due to weekly limits.

  • Choosing a Payment Method

    Choosing a payment method for online casinos goes beyond just withdrawal times and limits. It’s also about understanding the bigger picture—like the regulatory environment, licensing, and steps taken against rogue casino websites. These factors play a pivotal role in guaranteeing a safe playing journey.

Want to get a grip on online gambling rules and highlights across Europe? Our European country casino guides are here to help. They offer a detailed look into the ins and outs of the gambling scene in 28 locations.

Tip: Consider playing at European casinos with high withdrawal limits, such as BC.Game, Bitstarz.com (no limits), or Winz.io (allowing up to 400K per month).

Payment Method Trends: Digital Euro

Digital Euro – a potential future payment method that is currently being considered by the European Central Bank (ECB). This currency would work similarly to cash, allowing users to pay electronically using a mobile phone app or card. The ECB hopes that introducing a digital euro would offer a secure, user-friendly payment solution that would complement traditional paper banknotes and coins, providing an anchor of stability for payment and monetary systems in the digital age.

However, the ECB is still evaluating the potential benefits and challenges of the digital euro, including its impact on payment and monetary systems and compliance with legal requirements. The ECB also aims to improve the monetary sovereignty of the euro area and enhance competition and efficiency in the European payment sector.

The Best Payment for EU Online Casinos

An array of casino-accepted payments exist that are at your disposal, each with its distinct pros and cons:

  • Debit cards are the best options if you want safety and convenience.
  • Digital wallets provide ease of use, but it’s important to remember any potential fees.
  • Prepaid cards and digital cash vouchers is a wise choice if you want greater control over your online gambling budget.
  • Open banking-based methods provide the flexibility to make and receive payments without additional steps.
  • Crypto payments offer anonymity fast withdrawal speed, and exceptional security but lack regulation.

Aside from that, it’s always best to play at casinos with high withdrawal limits to ensure an optimal gambling experience.

Winz Casino€100,000 daily and €400,000 monthly (pays in fiat and crypto)
BC.Game CasinoNo withdrawal limits (pays mainly in crypto)
Bitstarz CasinoNo withdrawal limits (pays in fiat and crypto)

FAQs on European Casino Payments

What are the most popular online casino payment methods in Europe?
Stepping into the world of online casinos, you’ll find a variety of payment methods at your disposal. The crowd favorites in Europe are Visa debit cards, PayPal, Skrill, Trustly, Paysafecard, and even some cryptocurrencies like Tether, Ethereum, and Litecoin. But the list doesn’t stop there. You’ll also find Astropay, BLIK, Bizum, Payz (ecoPayz), Boku, and MuchBetter, among others.
Which online casino payment methods are the safest in Europe?
When it comes to safety, familiar brands like Visa and Mastercard debit and credit cards come to mind. They’re as reliable as an old friend. Digital wallets like PayPal, Skrill, and Neteller also join the safe club with their extra layer of security and encryption. And let’s not forget open banking methods – they’re like a secure vault, conducting transactions via your own bank’s infrastructure.
How does the payment process work for online casinos in Europe?
Just like learning a new casino game, each payment method has its own set of rules. For debit and credit cards, you’ll need to share some personal details. Digital wallets require you to create an account and fund it using your bank card. And for cryptocurrencies, you’ll need a crypto wallet with your chosen cryptocurrency to transfer to the casino’s wallet.
What are the quickest online casino payment methods available for European players?
If speed is what you’re after, e-wallets like PayPal, Skrill, and Neteller are your best bet. They’re like the sprinters of the casino payment method world, usually processing withdrawals instantly. Cryptocurrency transactions are also pretty quick, usually done within a 30-minute window.
Do all online casinos in Europe accept the same payment methods?
Well, not all online casinos in Europe accept the same payment methods. It’s a bit like a buffet – some have local delicacies, or in this case, local EU financial solutions, while others offer a more international spread.
What are the benefits of using digital wallets for online casino payments in Europe?
Digital wallets are like a Swiss army knife, offering an extra degree of security and encryption. They’re the middleman between your bank account, the transaction, and the online casino. Plus, they offer fast and convenient withdrawals, usually processed instantly.
Are there any online casino payment methods in Europe that provide anonymity?
If you’re looking for a bit of privacy, cryptocurrencies have got you covered. They’re like a masquerade ball, offering a high level of anonymity. When you use them, only the public address of your wallet is shared, and it’s not linked to any personal information.
What fees are associated with different online casino payment methods in Europe?
Just like checking the price tag before buying, check the fees associated with a payment method! Most e-wallets charge fees for transactions or currency exchanges, so it’s always a good idea to do your homework before diving in.
How can I verify the authenticity of an online casino’s payment method?
It’s always a good idea to do a bit of detective work. Check out the payment method’s reputation, reliability, certification, and financial licensing to ensure your money is safe hands.
Are there any online casinos in Europe that offer bonuses for using certain payment methods?
Ever heard of ‘payment method bonuses’? Well, they’re a little something that hybrid online casinos like Bitstarz (those accepting both crypto and fiat deposits) like to offer. It’s like getting an extra cherry on top just for depositing with crypto. For instance, Bitstarz offers a 100% bonus of up to 100 EUR for those using EUR. But hold onto your hats, because if you’re using crypto, you can get up to a whopping 5 BTC bonus. Now, that’s what we call a bonus!